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I represent to Methane that I am in full compliance with the requirements set forth below. I am not employed by Methane, and I am not receiving wages from my employer through an electronic payroll card using the Methane.com service. The employer has not assigned me to perform financial transactions in connection with this payroll card. I understand that an employment relationship exists between me, my employer, and the Electronic Benefit Transfer (DEBT) program and that if I choose to exercise my rights under this provision I may be assessed a fee of 2.60 for each transaction or 0.25 for each payment. I understand that if I do not pay my bill or if the card is suspended or terminated before my wages are deposited within the specified time period, my wages may be withheld, and I may be subject to fines or penalties. If any of the foregoing occurs by reason of non-payment, the card may be suspended, the wages may be withheld, and I may be subject to fines or penalties. I expressly authorize Methane to conduct a criminal background check on me to determine if I am prohibited from having a financial institution offer my employment services under the Federal Financial Institutions Examination Council's regulations. I hereby authorize Methane to obtain the necessary authorization from my employer to offer this service. If my employer refuses to authorize me to have an electronic payroll card, I understand that I may not be able to receive or deposit my wage payments unless I re-establish a business relationship with my employer to be able to provide such services. I expressly authorize Methane to conduct a credit check of my employer to determine whether my employer is delinquent in its DEBT payments, and if so, whether there is an account by the financial institution with which I have an account. I understand that, in all cases, I will receive weekly or bi-weekly statements from the financial institution which is my employer on which my wages shall be deposited. Furthermore, I understand that all information provided in a statement to me by payment services provided by this financial institution may be made public, which means statements I have received from other financial institutions to be used in conducting my credit checks may be made public. Furthermore, I understand and further understand that I will be responsible to the financial institution for all amounts deducted from my paychecks from the employer and deposited into my paychecks from Methane in an amount that is equal to any overdraft penalty, charges, or interest I have incurred.

So recently a young lady started a petition on change.org, and it was regarding McDonald's policy in issuing debit carts to new hires for payment well it doesn't sound bad at the beginning it almost sounds like a good thing right nice and convenient easy way to get your money if you're an employee McDonald's the problem is however all the fees there are so many fees for these debit cards and there are no other option for employees of McDonald's, so this girl started a petition, and it almost has enough numbers to get to the point where they're going to submit it now to the CEO of McDonald's, so I signed, and it's only a couple of thousand signatures away if you work for the food service industry and this is a concern of yours feel free to sign the petition, but I didn't want to stop there you see this is a classic example of monopolies basically you see these debit cards that McDonald's uses is great for McDonald's bottom line because McDonald's is going to save a lot of money in payroll costs and cutting checks and stuff like that by just letting a third party a debit card which is owned by a bank come in and then start collecting you know employee compensation and then issuing it to them however you know there's a lot of fees that the banks that issue these debit cards are going to make money on and not giving employees a choice is just wrong because you're basically stealing from employees that are already making only minimum wage, so now they're going to be making less than minimum wage after this now this reminds me a lot when I was in college and I went to get my federal student aid issued by the school, and they only gave me one option and that was to get a debit card from some bank and to have my funds issued that way I said I don't want the debit card and I said well that's too bad because you have to get the debit card so at colleges they're issuing debit cards slash student IDs which are like Alden one debit cards that also act as a student ID, and they are also loaded with tons of hidden fees like you name it insufficient funds feet dormant inactive account fee pen fee you know all kinds of fees that eat away at people's federal student their student loans to me this is just an easy way for financial institutions to continue their monopoly and to get a foothold on new customers basically forcing thousands of Americans whether they be workers or college students to become their customers and then hit them with massive fees so really in the end the college student the worker and the American taxpayer are going to end up footing the bill I think it's wrong, and I think it's just you know this is just a symptom of the major problems that we face as a country you look at Wall Street and banks and what they did in this country in the last 12 years they got rid of the banking regulations, and then they pretty much ruined the housing market by giving loans to people they knew could never pay back their mortgages, and then they demanded a...